12/28/2023 0 Comments Compare credit cards no annual feeOther fees and charges may apply, including Overseas ATM operator and local non-bank ATM operators may charge a fee. No foreign transaction fees or overseas ATM fees apply for Platinum or World customers. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas.View balance transfer terms and conditions. A balance transfer request will only be processed up to 95% of your approved credit limit.Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.Minimum balance transfer amount is $500.After the intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing rate for balance transfers as outlined in your credit card schedule. ![]() Applies from the date the card is opened, regardless of when any balance transfer is processed by us.Introductory balance transfer rate excludes cash advances (rate of 21.99% p.a.A 3% balance transfer fee is payable on all transactions to which that balance transfer rate applies.Excludes product transfers from existing Bankwest credit cards. Introductory balance transfer rate offer is only available to new Bankwest Zero Mastercard customers who apply from 10 November 2023 until the promotion ends, and are approved. One Bankwest Zero Mastercard per customer only.īankwest Zero Mastercard introductory offer: CloseĪvailability as part of Complete Home Loan Package Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. Interest free days on purchases 3 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any promotional or introductory balance transfer amount) on your current statement in full by the due date. Closeģ% of transaction amount or $4 (whichever is greater) Ongoing balance transfer rates ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes. for 28 months (3% balance transfer fee applies) ![]() for 28 months (3% balance transfer fee applies)Ġ% p.a. Additionally, if you use your card 20 or more times on purchases in a billing period, you’ll get 20 percent more points on those purchases.Īdditional perks: The card features car rental loss and damage insurance, a Global Assist hotline for travel, and exclusive access to ticket presales (terms apply, enrollment required).Ĭurrent welcome bonus: Earn 10,000 Membership Rewards points after you spend $1,000 in purchases in the first three months from account opening.0% p.a. supermarkets on up to $6,000 in purchases each year and one point per dollar after that. How it earns points: Earn two points per dollar at U.S. ![]() Why we love it: The EveryDay isn’t going to win any awards for its points-earning capabilities, but because AmEx’s transferable Membership Rewards points are so valuable, the card is worth picking up while you test the waters and decide whether to invest in a pricier AmEx product. Learn more about applying for the Citi Double Cash card here.
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